Real estate appraisal services for homeowners in the city of Houston and Harris County
The top 7 reasons why TX homeowners hire Appraisal Resource Texas:
Need help determining the price of your house in or near Houston, TX?
At Appraisal Resource Texas, we understand the special needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. Being a homeowner that ordinarily doesn't see an appraisal on a regular basis,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Appraisal Resource Texas, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value opinion than yours.
Appraisals to remove PMI
A fashionable way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. Appraisal Resource Texas is experienced in helping clients just like you rid yourselves of unnecessary PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your home overvalued if you live in an area that's going down or is not appreciating as much as other homes nearby. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal report from Appraisal Resource Texas is your chief weapon.
Was your HELOC recently frozen?
If your home is near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. Appraisal Resource Texas can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for efficiency, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. Even though this is usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.